My wife & I have always viewed debt as an emergency situation. In almost forty years of marriage, we've borrowed money three times for cars and held two mortgages.
Two of the car loans were bad experiences that we hope not to repeat. We paid off both mortgages early, which means that we now "own" our house & property free and clear.
(I understand that in America, no one really owns his property, as it is subject to "rent" in the form of property tax, which if you do not pay, you will be evicted from "your" property. Thus, the civil authority owns all land & rents to those who think they own it.)
Since we do not struggle under a great burden of debt, we have done pretty well on a much lower income than the average American. We have also come to realize that we can buy pretty much anything within reason, IF we are willing to save up for it.
Many are not in that position. If that includes you or someone you know, you may be interested in a new website designed specifically to help Christians get out of debt:
deliverancefromdebt.com
There is no cost or fee involved to use the program which includes 12-week "Deliverance from Debt" course. Volunteer counselors are also available to advise and encourage those struggling with the debt-based lifestyle.
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